What is the difference between APR and APY?

APR (Annual Percentage Rate) is the simple interest rate without compounding. APY (Annual Percentage Yield) accounts for compounding — it is the effective annual return when rewards are reinvested. This calculator accepts APY. If your protocol quotes APR, enter it and choose your compounding frequency to see the effective APY.

How is compound staking calculated?

The formula is: Final Balance = Principal × (1 + APY/n)^(n×t), where n is the number of compounding periods per year and t is the number of years. Rewards earned each period are added to the principal before the next period is calculated.

Does this calculator include validator fees or gas costs?

No — the calculator shows gross staking rewards. Your net yield may be lower after deducting validator/protocol fees (typically 5–15% of rewards) and any gas fees for claiming or restaking. Subtract your fee rate from the APY input to approximate net returns.

Is staking income taxable?

In most jurisdictions, staking rewards are treated as ordinary income at the time they are received, and any subsequent gains when you sell are subject to capital gains tax. Consult a qualified tax advisor for guidance specific to your country.

What APY should I use for popular coins?

APYs vary by protocol and change frequently. As a rough guide: Ethereum staking typically yields 3–5% APY, Solana 6–8%, Cardano 4–6%, and Polkadot 10–14%. Always check the current rate directly on your chosen staking platform before committing funds.

Does the calculator account for price changes?

Yes — you can enter a projected token price at the end of the staking period. The tool then shows both the coin value of your rewards and the estimated USD value at that future price. Leave the end price equal to the start price to see a price-neutral projection.

Crypto Staking Calculator

Name: Crypto Staking Calculator
Availability: InStock
Author: Nham Vu

Enter your staked amount, APY, and time period to see projected staking rewards with daily, monthly, and annual compounding breakdowns.

Staking Settings

Amount to Stake

Enter the token amount and ticker symbol.

Current Price (USD)

Price at End (USD)

APY (%)

Duration

Unit

Compounding Frequency

Total Rewards

—

Final Balance

—

Effective APY

—

compounded

Daily Reward

—

USD Value Breakdown

Initial stake value —

Staking rewards (USD at end price) —

Price change gain/loss —

Total portfolio value —

Reward Schedule

Period	Reward (COIN)	Cumulative	Balance

Enter your staking details and click Calculate.

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Summary

Enter your staked amount, APY, and time period to see projected staking rewards with daily, monthly, and annual compounding breakdowns.

How it works

Enter the amount of crypto you plan to stake and its current price in USD.
Input the APY (Annual Percentage Yield) offered by your staking protocol.
Choose your staking duration and compounding frequency.
The tool computes compound growth and projects your total rewards.
Review the period-by-period reward schedule to see growth over time.
Adjust inputs instantly to compare different staking strategies.

Use cases

Estimate how much ETH, SOL, or ADA you will earn from staking over a year.
Compare protocols with different APYs to find the best staking opportunity.
Understand the power of daily versus monthly compounding on long-term rewards.
Plan how much crypto to stake to reach a target annual passive income.
Calculate staking yield in USD when deciding whether to stake or sell.
Model the effect of price appreciation alongside staking rewards.
Check break-even periods before locking tokens in a staking contract.
Present staking projections to team members or investors.

Frequently Asked Questions

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Last updated: 2026-05-29 · Reviewed by Nham Vu