What is dollar-cost averaging (DCA)?

DCA is an investment strategy where you buy a fixed dollar amount of an asset at regular intervals regardless of price. Over time this reduces the impact of volatility because you buy more coins when prices are low and fewer when prices are high.

How is the average cost basis calculated?

Average cost basis = Total USD invested / Total coins accumulated. Each purchase contributes (spend / price) coins, and the weighted average naturally reflects how much you paid per coin across all buys.

Does this tool store my purchase data?

No data is sent to any server. All calculations run in your browser. If you want to save your entries between sessions, use the Export CSV button to download a copy.

Can I import data from a CSV file?

Yes. Click the Import CSV button and upload a file with columns: Date, USD Amount, Price Per Coin. The tool parses the file client-side and populates the table.

What does unrealized profit/loss mean?

Unrealized P/L is the gain or loss on coins you still hold, calculated as (Current Price - Average Cost Basis) x Total Coins. It becomes "realized" only when you sell.

Can I use this for coins other than Bitcoin?

Yes — the calculator is coin-agnostic. Enter any ticker label you like; the math is the same regardless of which cryptocurrency you are tracking.

Can I use average cost basis for crypto taxes?

Average cost basis is designed for personal portfolio tracking. Tax authorities in many jurisdictions (such as the US IRS) generally require specific lot identification or FIFO (first-in, first-out) rather than average cost for cryptocurrency. Consult a tax advisor for tax filing.

Crypto DCA Calculator

Enter your crypto purchase history and current price to see your average cost basis, total invested, portfolio value, and profit or loss.

Asset Settings

Ticker / Name

Current Price (USD)

Purchase History

Import CSV

Date USD Spent Price/Coin

Add purchases and click Calculate

Results will appear here

Total Invested

—

Total Coins

—

Avg Cost Basis

—

per coin

Portfolio Value

—

at current price

Unrealized P/L

—

Purchase Breakdown

Date	USD Spent	Price/Coin	Coins	% of Total

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Summary

The Crypto DCA Calculator helps you track the results of dollar-cost averaging into any cryptocurrency. Enter each purchase — date, amount spent, and price paid — and the tool instantly computes your weighted average cost basis, total coins accumulated, and current portfolio value. You can then see your unrealized profit or loss against today's market price.

How it works

Add one row per purchase: the date, the USD amount you spent, and the price per coin at that time.
The tool divides each spend by its price to calculate how many coins you received.
All coin quantities are summed to give your total holdings.
Total USD spent divided by total coins equals your weighted average cost basis.
Enter the current market price to calculate your portfolio value and unrealized profit or loss.

Use cases

Track the average entry price across many small Bitcoin or Ethereum purchases.
Decide whether to keep DCA-ing based on your current profit or loss position.
Compare portfolio performance at different hypothetical current prices.
Track average cost basis for personal investment and performance monitoring.
Visualize how spreading purchases over time lowers your average buy price.
Plan future DCA purchases to reach a target average cost.

Frequently Asked Questions

Last updated: 2026-10-05 · Reviewed by Nham Vu