What is chargeable income?

Chargeable income is your total income from all sources minus allowable deductions and personal reliefs (e.g., earned income relief, CPF relief, NSman relief). This calculator takes your chargeable income as the input — not your gross salary. Subtract your reliefs from gross income before entering the figure.

What are the Singapore YA2024 tax brackets?

YA2024 uses 11 progressive brackets: 0% on the first S$20,000; 2% on S$20,001–S$30,000; 3.5% on S$30,001–S$40,000; 7% on S$40,001–S$80,000; 11.5% on S$80,001–S$120,000; 15% on S$120,001–S$160,000; 18% on S$160,001–S$200,000; 19% on S$200,001–S$240,000; 19.5% on S$240,001–S$280,000; 20% on S$280,001–S$320,000; and 22% on income above S$320,000.

Does this include CPF contributions?

No. CPF contributions are an employer and employee obligation separate from income tax. This calculator computes income tax only. CPF relief (up to the CPF Annual Limit) can be used to reduce your chargeable income before you enter the figure here.

Who is a Singapore tax resident?

You are a Singapore tax resident for a year of assessment if you are a Singapore citizen or Permanent Resident, or if you are a foreigner who stayed or worked in Singapore for at least 183 days in the preceding calendar year. Non-residents are taxed at a flat rate of 15% (or progressive rates, whichever is higher) and are not covered by this calculator.

How accurate is this estimate?

The calculation is mathematically accurate for the YA2024 IRAS progressive resident tax table, given the chargeable income you enter. It does not factor in personal reliefs, tax rebates, or the Not Ordinarily Resident (NOR) scheme. Use it as a planning guide and confirm your final liability with IRAS or a qualified tax professional.

What is the minimum income to pay tax in Singapore?

The first S$20,000 of chargeable income is taxed at 0%. Income between S$20,001 and S$30,000 is taxed at 2%. So even a chargeable income of S$20,001 results in a very small tax of just S$0.02, and S$22,000 results in S$40 in tax.

Singapore Income Tax Calculator

Name: Singapore Income Tax Calculator
Availability: InStock
Author: Nham Vu

Enter your chargeable income to instantly see your Singapore income tax under YA2024 (Year of Assessment 2024) progressive resident rates, with a full bracket breakdown.

Your Income Details

Chargeable Income

Based on IRAS YA2024 progressive resident tax rates. Enter chargeable income after subtracting your personal reliefs. Does not include CPF, non-resident rates, or personal rebates.

Chargeable Income

S$80,000

Income Tax

S$0

Take-Home

S$0

Annual vs Monthly Breakdown

Item	Annual	Monthly
Enter your income above and click Calculate.

Tax Bracket Breakdown (YA2024)

Enter your income to see the bracket-by-bracket breakdown.

How Your Income Is Allocated

Enter your income to see the allocation chart.

Summary

Enter your chargeable income to instantly see your Singapore income tax under YA2024 (Year of Assessment 2024) progressive resident rates, with a full bracket breakdown.

How it works

Enter your annual chargeable income (after allowable deductions and reliefs).
Choose whether the amount is annual or monthly and click Calculate.
The calculator applies Singapore's YA2024 progressive resident tax brackets from IRAS.
Your total tax payable, effective tax rate, and net income after tax are displayed.
A bracket-by-bracket table shows exactly how much tax falls in each tier.
Bar charts illustrate the proportion of income taken as tax versus retained.

Use cases

Estimate your Singapore income tax liability for YA2024 before filing.
Understand which IRAS tax bracket your income falls into.
Compare take-home pay across different salary offers or pay rises.
Check how much additional tax a bonus or extra income would incur.
Model the tax impact of increasing personal reliefs on your chargeable income.
Verify your employer's estimated monthly tax deductions are in the right range.
Plan annual savings based on estimated net income after tax.
Understand the marginal rate that applies to the next dollar of income earned.

Frequently Asked Questions

Last updated: 2026-06-09 · Reviewed by Nham Vu