What is APY in staking?

APY (Annual Percentage Yield) is the effective annual rate of return that accounts for compounding. It differs from APR (Annual Percentage Rate), which does not include compounding. Most staking platforms advertise APY, so that is what you should enter here.

How does compounding frequency affect rewards?

More frequent compounding means your rewards are reinvested more often, which accelerates growth through compound interest. Daily compounding will yield slightly more than monthly compounding at the same APY, especially over longer periods.

Does this account for token price changes?

No. This calculator assumes a constant token price and computes rewards purely in token quantity terms. Actual fiat-value outcomes depend on the market price of the cryptocurrency at the time you sell or withdraw.

What is the difference between APY and APR?

APR is the simple annual rate without compounding. APY includes the effect of compounding and is always equal to or greater than APR. If your staking platform shows APR, the calculator still works — just note that the displayed result may be slightly lower than the platform's advertised APY.

Is staking income taxable?

In most jurisdictions, staking rewards are treated as ordinary income at the time they are received, and any subsequent gain or loss upon sale is subject to capital gains tax. Consult a tax professional for advice specific to your situation.

Staking Reward Calculator

Name: Staking Reward Calculator
Availability: InStock
Author: Nham Vu

Enter your staked amount, APY, compounding frequency, and holding period to see your projected staking rewards and final balance.

Staking Parameters

Staked Amount

COIN

Token Symbol (optional)

Annual Percentage Yield (APY %)

Compounding Frequency

Staking Duration

Total Rewards

—

— %

Final Balance

—

Principal + Rewards

Daily Reward

—

Monthly Reward

—

Principal vs. Rewards +0%

Principal Rewards

Period-by-Period Breakdown

Period	Reward	Cumulative	Balance

Fill in the parameters and click
Calculate Rewards

Summary

Enter your staked amount, APY, compounding frequency, and holding period to see your projected staking rewards and final balance.

How it works

Enter the amount of cryptocurrency you plan to stake.
Input the annual percentage yield (APY) offered by your staking platform.
Select how often rewards are compounded (daily, weekly, monthly, or yearly).
Set the staking duration in days, months, or years.
Review the projected rewards, final balance, and effective APY in the results panel.
Adjust any input to instantly recalculate and compare scenarios.

Use cases

Estimating staking income from Ethereum, Cardano, Solana, or other proof-of-stake coins.
Comparing different staking platforms that offer varying APY rates.
Planning long-term staking strategies by modeling different compounding frequencies.
Evaluating how reinvesting rewards affects total yield over time.
Projecting monthly or annual passive income from a staking position.
Calculating how much additional crypto you earn by extending a staking period.

Frequently Asked Questions

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Last updated: 2026-05-23 · Reviewed by Nham Vu