What is APY in staking?

APY (Annual Percentage Yield) is the effective annual rate of return that accounts for compounding. It differs from APR (Annual Percentage Rate), which does not include compounding. Most staking platforms advertise APY, so that is what you should enter here.

How does compounding frequency affect rewards?

APY already includes the effect of a platform's compounding frequency. Two products quoting the same true APY have the same one-year effective growth, even if they distribute and reinvest rewards on different schedules.

Does this account for token price changes?

No. This calculator assumes a constant token price and computes rewards purely in token quantity terms. Actual fiat-value outcomes depend on the market price of the cryptocurrency at the time you sell or withdraw.

What is the difference between APY and APR?

APR is the nominal annual rate without the effect of compounding. APY is the effective annual yield after compounding. Convert a quoted APR to APY using the platform's reward frequency before entering it here.

Is staking income taxable?

In most jurisdictions, staking rewards are treated as ordinary income at the time they are received, and any subsequent gain or loss upon sale is subject to capital gains tax. Consult a tax professional for advice specific to your situation.

Staking Reward Calculator

Enter your staked amount, APY, and holding period to see your projected staking rewards and final balance.

Staking Parameters

Staked Amount

COIN

Token Symbol (optional)

Annual Percentage Yield (APY %)

Staking Duration

Total Rewards

—

— %

Final Balance

—

Principal + Rewards

Daily Reward

—

Monthly Reward

—

Principal vs. Rewards +0%

Principal Rewards

Period-by-Period Breakdown

Period	Reward	Cumulative	Balance

Fill in the parameters and click
Calculate Rewards

Summary

Enter your staked amount, APY, and holding period to see your projected staking rewards and final balance.

How it works

Enter the amount of cryptocurrency you plan to stake.
Input the annual percentage yield (APY) offered by your staking platform.
Set the staking duration in days, months, or years.
Review the projected rewards and final balance in the results panel.
Adjust any input to instantly recalculate and compare scenarios.

Use cases

Estimating staking income from Ethereum, Cardano, Solana, or other proof-of-stake coins.
Comparing different staking platforms that offer varying APY rates.
Planning long-term staking strategies by modeling different holding periods.
Evaluating how reinvesting rewards affects total yield over time.
Projecting monthly or annual passive income from a staking position.
Calculating how much additional crypto you earn by extending a staking period.

Frequently Asked Questions

Last updated: 2026-09-14 · Reviewed by Nham Vu