What is APY in staking?

APY (Annual Percentage Yield) is the effective annual rate of return that accounts for compounding. It differs from APR (Annual Percentage Rate), which does not include compounding. Most staking platforms advertise APY, so that is what you should enter here.

How does compounding frequency affect rewards?

APY already includes the effect of a platform's compounding frequency. Two products quoting the same true APY have the same one-year effective growth, even if they distribute and reinvest rewards on different schedules.

Does this account for token price changes?

No. This calculator assumes a constant token price and computes rewards purely in token quantity terms. Actual fiat-value outcomes depend on the market price of the cryptocurrency at the time you sell or withdraw.

What is the difference between APY and APR?

APR is the nominal annual rate without the effect of compounding. APY is the effective annual yield after compounding. Convert a quoted APR to APY using the platform's reward frequency before entering it here.

Does validator commission always work the same way?

No. Networks and providers quote and deduct fees differently. Use Net APY when the displayed yield already includes fees. Use Gross APY only when you know the pre-fee yield, commission, and reward-credit frequency.

Staking Reward Calculator

Enter a stake, effective APY and duration. If the APY is gross, add validator commission and reward frequency to estimate net rewards.

Staking Parameters

Staked Amount

COIN

Token Symbol (optional)

Token Price (USD) (optional snapshot)

Quoted Yield

Annual Percentage Yield (APY %)

Staking Duration

Runs locally in your browser; values are not submitted. This is a constant-rate scenario, not a return guarantee.

Total Rewards

—

— %

Final Balance

—

Principal + Rewards

Average Daily Reward

—

Average Monthly Reward

—

Principal vs. Rewards +0%

Principal Rewards

Period-by-Period Breakdown

Period	Reward	Cumulative	Balance

Fill in the parameters and click
Calculate Rewards

Assumptions, risks, and sources

APY is treated as an effective annual yield. Net mode assumes the quoted APY already includes provider fees.
Gross mode derives an equivalent periodic rate, deducts commission from each credited reward, then compounds the remainder.
Network yield, validator uptime, fees, token price, lockups, unbonding delays, inflation and slashing can change actual results.
The optional USD value holds your entered token price constant; it is not a price forecast or tax estimate.
All calculations run locally in this browser; the tool sends no entered values to a pricing service.

References: Solana staking documentation, Ethereum pooled staking guidance, and CFPB APY definition.

Summary

Enter a stake, effective APY and duration. If the APY is gross, add validator commission and reward frequency to estimate net rewards.

How it works

Enter the amount of cryptocurrency you plan to stake.
Input the annual percentage yield (APY) offered by your staking platform.
Set the staking duration in days, months, or years.
Review the projected rewards and final balance in the results panel.
Adjust any input to instantly recalculate and compare scenarios.

Use cases

Estimating staking income from Ethereum, Cardano, Solana, or other proof-of-stake coins.
Comparing different staking platforms that offer varying APY rates.
Planning long-term staking strategies by modeling different holding periods.
Evaluating how reinvesting rewards affects total yield over time.
Projecting monthly or annual passive income from a staking position.
Calculating how much additional crypto you earn by extending a staking period.

Frequently Asked Questions

Last updated: 2026-10-05 · Reviewed by Nham Vu