How are staking rewards calculated?

Without compounding, rewards = stake × APR × years. If rewards are restaked n times a year, the balance grows to stake × (1 + APR/n)^(n × years). Example: 10 ETH at 3% APR restaked daily earns about 0.3045 ETH in a year, an APY of 3.05%.

What is the difference between APR and APY in staking?

APR is the simple annual rate without compounding. APY includes the effect of restaking rewards: APY = (1 + APR/n)^n − 1. At 5% APR, daily restaking gives 5.13% APY and monthly gives 5.12%. If a platform quotes APY, the compounding frequency is already in the number.

Do staking rewards compound automatically?

It depends on the network and provider. Some liquid-staking tokens and exchange products compound automatically; on many networks you must claim and restake rewards yourself. Choose "Do not restake" to model rewards that sit unstaked.

How does validator commission affect rewards?

The validator or exchange keeps a share of each reward. With a 3% gross APR and a 10% commission, you earn 2.7% APR. Exchanges often charge 15–35% of rewards. Enter the rate as gross and the commission, or enter the net rate you are quoted.

What are typical staking rates?

Approximate reward rates checked in October 2026: Ethereum about 2.6–3.1%, Solana about 5–7%, Cardano about 2.1%, Polkadot about 2.8–3.0% and Cosmos Hub about 19–20%. They change daily and differ by provider, so use your provider's current rate.

Does a high staking APR mean high profit?

Not necessarily. Much of a high rate often comes from new token issuance (inflation), which dilutes non-stakers rather than creating new value, and the token price can fall by more than the yield. Use the price change field and the break-even price to see this.

Are staking rewards taxed?

In many countries staking rewards are taxed as income when received and again as a capital gain when sold. Rules differ by country; this calculator does not estimate tax. It is an educational tool and not financial or tax advice.

Staking Reward Calculator

Enter your stake, the APR or APY, how often rewards are restaked and any validator commission to see rewards per day, month and year, the final balance, and its value if the token price changes.

Staking rewards = stake × ((1 + APR ÷ n)^(n × years) − 1) when rewards are restaked n times a year, or stake × APR × years if you do not restake.

Staking Parameters

Network example (optional)

Approximate rates checked October 2026; not live. Use your provider's current rate.

Staked Amount

COIN

Token (optional)

Price (USD)

Rate type

Quoted rate is

Annual Percentage Yield (APY %)

Rewards credited

Rewards are

Staking Duration

Token price change by the end (%) (needs a price)

A scenario, not a forecast. Try −30 or +50.

Runs in your browser; nothing is sent. Constant-rate scenario, not a return guarantee or financial advice.

Total Rewards

—

— %

Final Balance

—

Principal + Rewards

Average Daily Reward

—

Average Monthly Reward

—

Effective APY

—

Rewards per Year

—

Principal vs. Rewards +0%

Principal Rewards

Period-by-Period Breakdown

Period	Reward	Cumulative	Balance

Fill in the parameters and click
Calculate Rewards

Example staking reward rates by network (October 2026)

Approximate native staking reward rates checked in October 2026 on StakingRewards.com asset pages and Kraken bonded-staking pages. Rates change daily and differ by provider and commission. Examples only, not live data.

Network	Token	Reward rate	Reward on 1,000 tokens / yr	Unstaking
Ethereum	ETH	≈ 2.6–3.1%	≈ 31 ETH	Exit + withdrawal queue; varies from days to weeks
Solana	SOL	≈ 5.0–6.9%	≈ 50 SOL	Deactivates at the end of an epoch (about 2–3 days)
Cardano	ADA	≈ 2.1%	≈ 21 ADA	None — staked ADA stays liquid
Polkadot	DOT	≈ 2.8–3.0%	≈ 28 DOT	Unbonding period set by the network; check current docs
Cosmos Hub	ATOM	≈ 19–20%	≈ 196 ATOM	21-day unbonding; high rate reflects token inflation

Sources: StakingRewards.com, Kraken staking. "Reward on 1,000 tokens" uses the example rate as an APY.

APR to APY when rewards are restaked

APY = (1 + APR ÷ n)^n − 1, where n is the number of times rewards are restaked per year.

APR	Daily	Weekly	Monthly	Not restaked
2%	2.02%	2.02%	2.02%	2.00%
3%	3.05%	3.04%	3.04%	3.00%
5%	5.13%	5.12%	5.12%	5.00%
7%	7.25%	7.25%	7.23%	7.00%
10%	10.52%	10.51%	10.47%	10.00%
15%	16.18%	16.16%	16.08%	15.00%
20%	22.13%	22.09%	21.94%	20.00%

Assumptions, risks, and sources

The rate is held constant for the whole period. Network yields change with total stake, issuance schedules and fees.
Gross mode deducts the commission from each credited reward; net mode assumes the quoted rate already excludes fees.
Validator downtime, slashing, lockups, unbonding delays and token inflation can change actual results.
The price scenario applies one price change to the ending balance; it is not a forecast or tax estimate.
Educational calculator, not financial advice.

References: Solana staking documentation, Ethereum pooled staking guidance, and CFPB APY definition.

Quick answer

Staking rewards = stake × ((1 + APR ÷ n)^(n × years) − 1) when rewards are restaked n times a year, or stake × APR × years if you do not restake. An APY already includes compounding, so the yearly reward is simply stake × APY. Validator commission is taken from each reward: net rate = gross rate × (1 − commission). The value in dollars also depends on the token price, which can move far more than the yield.

Examples

Stake	Rate	Compounding / fee	1-year reward
1,000 tokens	5% APY	any (APY already compounded)	50.00 tokens
10 ETH	3% APR	restaked daily, no fee	0.3045 ETH (3.05% APY)
10 ETH	3% APR	restaked daily, 10% commission	0.2737 ETH (2.74% APY)
100 SOL	6% APR	not restaked	6.00 SOL
500 ATOM	19% APR	restaked monthly, 5% commission	98.10 ATOM

Pick a network example or type your own rate, then set compounding, commission and a price change.

Summary

A staking reward calculator turns a quoted yield into the number of tokens you would earn. The details matter: an APR is a simple yearly rate and grows only if you restake rewards, while an APY already assumes compounding; validators and exchanges keep a commission from every reward; and the dollar result depends on where the token price ends up. This calculator handles each of these. Choose APR or APY, how often rewards are credited and whether you restake them, the commission if your rate is before fees, and the duration. It shows total rewards, rewards per day, month and year, the effective APY and APR, a period-by-period table, and, with a token price, the ending value under a price change and the break-even price. Example network rates are listed as a starting point. It is an educational estimate, not financial advice.

How it works

Enter the amount you stake and, optionally, the token symbol and today's price. Or pick a network example to fill a typical rate.
Choose whether the quoted rate is an APR (simple) or an APY (already compounded), and whether it is net of fees or gross before the validator commission.
Set how often rewards are credited and whether you restake them. The periodic rate is APR ÷ n, or (1 + APY)^(1/n) − 1 for an APY; a gross rate is multiplied by (1 − commission).
With restaking, balance = stake × (1 + periodic rate)^(n × years). Without restaking, rewards = stake × periodic rate × n × years.
Add a token price change to see the ending value, the result versus holding without staking, and the break-even price at which staking still returns your starting dollar value.

Use cases

Estimating how many ETH, SOL, ADA, DOT or ATOM you earn per day, month and year from staking.
Converting an exchange's APR into the APY you actually get when rewards are restaked.
Seeing how much a 5%, 10% or 35% validator or exchange commission costs over several years.
Comparing restaking rewards with leaving them unstaked.
Checking how far the token price can fall before staking rewards stop covering the loss.
Planning a long-term staking position before choosing a provider.

Frequently Asked Questions

Last updated: 2026-10-10 · Reviewed by Nham Vu