Germany Capital Gains Tax Calculator
Calculate German Abgeltungsteuer on investment profits — flat 25% plus solidarity surcharge and optional church tax, with the annual Sparerpauschbetrag allowance.
Investment Details
Total capital gains, dividends, or interest before allowance.
Enter your profit amount and click Calculate Tax to see the breakdown.
Tax Breakdown
Gross profit
€0.00
Sparerpauschbetrag (allowance)
−€0.00
Taxable income
€0.00
Abgeltungsteuer (25%)
€0.00
Solidarity surcharge (5.5% of tax)
€0.00
Total tax
€0.00
Net Profit (After Tax)
€0.00
Effective Tax Rate
0.0%
Your profit is fully covered by the Sparerpauschbetrag — no tax is due.
Summary
Calculate German Abgeltungsteuer on investment profits — flat 25% plus solidarity surcharge and optional church tax, with the annual Sparerpauschbetrag allowance.
How it works
- Enter your total investment profit (capital gains, dividends, or interest income).
- Choose your filing status: single (€1,000 allowance) or jointly assessed (€2,000 allowance).
- Optionally enable church tax and select your state rate (8% or 9%).
- The calculator deducts the Sparerpauschbetrag from your gross profit to get taxable income.
- Abgeltungsteuer at 25% is applied, then the 5.5% solidarity surcharge is added.
- If church tax applies, it is calculated on the base tax and the net figures are shown.
Use cases
- Estimate tax on stock dividends or ETF distributions.
- Calculate tax owed after selling shares or funds at a profit.
- Compare net returns on savings accounts and bonds.
- Plan whether your annual allowance will cover your investment income.
- Check the impact of church membership on your investment tax bill.
- Understand your effective tax rate before filing your Steuererklärung.
- Forecast after-tax income from a fixed-income portfolio.
- Quickly verify broker withholding tax amounts.
Frequently Asked Questions
Last updated: 2026-06-09 ·
Reviewed by Nham Vu