Net Pay Calculator
Enter your gross pay and withholding details to instantly see your net take-home pay after all deductions.
Net pay is gross pay minus federal income tax, Social Security (6.2%), Medicare (1.45%) and any other deductions.
Use the Net Pay Calculator
Pay Details
Tax year 2026 federal rules: IRS brackets and standard deduction, Social Security wage base $184,500.
Reduces taxable income (e.g., 401k, HSA, health premiums)
Any extra taxes withheld per period (state, local, etc.)
Enter your pay details and click Calculate to see your take-home pay.
Estimated Take-Home Pay
$0.00
per pay period
Annual
$0
Monthly
$0
Deductions per Pay Period
Effective Tax Rate
Federal income tax as a percentage of gross pay (before pre-tax deductions). Tax year 2026.
Quick answer
Net pay is gross pay minus federal income tax, Social Security (6.2%), Medicare (1.45%) and any other deductions. For tax year 2026, a single filer earning $60,000 a year with no other deductions takes home about $50,390, or $1,938 every two weeks, before state and local tax.
Examples
| Salary (single) | Federal tax | FICA | Net per year | Every 2 weeks |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $34,320 | $1,320 |
| $60,000 | $5,020 | $4,590 | $50,390 | $1,938 |
| $75,000 | $7,670 | $5,738 | $61,593 | $2,369 |
| $100,000 | $13,170 | $7,650 | $79,180 | $3,045 |
| $150,000 | $24,734 | $11,475 | $113,791 | $4,377 |
Enter your gross pay.
Summary
Enter your gross pay and withholding details to instantly see your net take-home pay after all deductions.
How it works
- Enter your gross pay for one pay period and select the pay period (weekly, bi-weekly, semi-monthly, monthly or annual).
- Choose your federal filing status (Single, Married Filing Jointly, or Head of Household).
- Enter any additional withholding per period, such as state or local income tax.
- Add any pre-tax deductions such as 401(k) contributions or health insurance premiums.
- The calculator applies tax year 2026 federal brackets and standard deduction, Social Security (6.2% up to $184,500) and Medicare (1.45%, plus 0.9% above $200,000).
- Your estimated net take-home pay appears instantly alongside a breakdown of each deduction.
Use cases
- Estimate your paycheck before accepting a new job offer.
- Plan your monthly budget by knowing your exact take-home amount.
- Compare net pay between two salary options.
- Verify your employer's paycheck deductions are correct.
- Calculate the impact of a raise on your net pay.
- Evaluate how increasing 401(k) contributions affects take-home pay.